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2025 Medical Plans

Open Enrollment ended on 11/22/2024, but information about all the UC medical plans can be found here year-round. Learn more about the medical plans by reviewing the UC Medical Plan Overview (for employees) and UC Retiree Medical Plans (for retirees).

FAQs regarding premium increases in 2025.

How much? Medical plan premiums for 2025:

• Employee rates
  • Note: The UC Blue & Gold HMO rates on the UCnet website are NOT the rates for UC Davis and ANR employees.
• Retiree rates: 
  • UCnet Retiree Premium Estimator
  • 2025 UC Retiree Premium Estimator [Excel]
  • Retirees age 65+ not eligible for Medicare

Where? Regional medical plan availability:

The 2025 UC Medical Plan Availability Tool [Excel] indicates plan availability by ZIP code and county.

Which? Compare medical plans side-by-side:

• Which medical plan is right for you? [PDF] (Employees & Retirees)
• Which Medicare plan is right for you? [PDF] (Retirees with Medicare)

Who? Local Davis/Sacramento medical provider availability by plan:

• More On UC Medical Plans [PDF]; lists all major local medical groups.
• UC Davis Medical Group is available through all non-Kaiser plans
  • Assistance finding available UCDMG primary care physicians is available by calling the employee liaison line at (916) 734-1700

Who else? Search for network providers across California and beyond:

• Anthem Blue Cross PPOs:
  • CORE
  • UC Health Savings Plan
  • UC Care
    • This plan offers two levels of in-network providers: UC Select (Tier 1) and Anthem Preferred (Tier 2). Both are preferred providers, but UC Select providers are located near UC locations and cost you much less.
    • If a provider appears as both UC Select and Anthem Preferred, then the provider uses multiple tax ID numbers for billing. To determine whether your claim with that provider will be processed at the more desirable UC Select tier, be sure to call the number on your ID card to speak to an Accolade Health Care Advocate, who will check with the provider and attempt to determine which tax ID will be used for billing.
  • Preferred providers outside the U.S.A.
    • CORE/UC Health Savings Plan members use code QUC to search
    • UC Care members use code VUC to search
    • UC Medicare PPO/UC High Option members use code U5X to search
  • UC Medicare PPO, UC High Option
• Health Net: UC Blue & Gold HMO (Urban CA only.)
• Kaiser Permanente/Senior Advantage (HMO) (Urban CA only.)
• UnitedHealthcare: UC Medicare Choice (Medicare Advantage PPO)

How to get more information? UCnet health plan phone numbers and web addresses

• Anthem Blue Cross (non-Medicare) | Anthem Blue Cross (retirees with Medicare)
  • Navitus (Pharmacy Benefit Manager)
  • HealthEquity (HSA plan administrator—UC Health Savings Plan members only.)
• Health Net
• Kaiser Permanente
  • Optum behavioral health (Access Code: 11280)
    • Note: UC provides additional behavioral health coverage through Optum to non-Medicare Kaiser members only
• UnitedHealthcare (Medicare retirees only)
• Via Benefits (Age 65+ Medicare-eligible retirees with home addresses outside California only; all covered family members must have Medicare.)
• Delta Dental (use Delta Dental PPO and/or Delta Dental Premier network providers)
• Vision Service Plan for Active Employees (use Advantage network providers)
• Vision Service Plan for Retirees (use Advantage network providers)

Open Enrollment booklets

• Faculty & Staff [PDF]
  • Descarga su folleto de inscripción abierta [PDF] (Spanish)
• Retiree Open Enrollment booklet [PDF] for California retirees
  • Retirees with Medicare Out-of-State Open Enrollment booklet [PDF] for Medicare-eligible retirees aged 65+ with all covered family members age 65+

UC considers changes to retiree health contributions
 

A Retiree Health Benefits Working Group has been formed to provide input regarding reductions and/or changes in strategy toward UC's contributions to retiree health coverage.

See the UC Davis Retiree Center site for updates on the Working Group.

UC simplifies retiree health benefits rules