Open Enrollment

person looking to side, standing on a beach. Text that reads Open Enrollment is Oct. 31 to Nov. 26

Open Enrollment is your annual opportunity to maximize the comprehensive health benefits available to you as a UC employee.

UC Davis Benefits is here to help you understand your options, so you can make the best choices for you and your family.

  • Open Enrollment changes will be effective Jan. 1, 2020.
  • UC health plans will be Open for Enrollment from 8 a.m. on Oct. 31, until 5 p.m. on Nov. 26.
  • You will make your Open Enrollment changes through UCPath
Open Enrollment does not apply to individuals enrolled in the Postdoc Benefit program, SOM/SVM Interns & Residents benefit programs or students enrolled in SHIP.

Take Action During Open Enrollment

  • ENROLL IN legal insurance
  • ENROLL IN or OPT OUT of UC sponsored medical, dental and/or vision plans
  • TRANSFER to a different medical or dental plan
  • ADD or REMOVE eligible family members to/from your medical, dental, vision and/or legal plans
  • ENROLL or REENROLL in the Health FSA and/or DependentCare FSA. Please note: if you are enrolling in the UC Health Savings Plan, you may not enroll in the Health FSA for 2020.

Medical Plan Rates

UC Davis is part of a pilot program for the next several years, so the UC Blue & Gold HMO rates on the UCOP website and included in the UC Open Enrollment booklet mailed to your residence, are NOT the rates for UC Davis and ANR employees.

View the medical plan rates for UC Davis, UC Davis Health and ANR employees.

Medical Plan Details Available

The UC Office of the President has published medical plan details on its UCNet Open Enrollment Page
The webpage also includes details for:

Comparing Medical Plans

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Continued Low Costs

from the UCNet article on Open Enrollment

Despite increases in health care costs nationwide, UC’s premium changes for faculty and staff are moderate, with some members even seeing decreases. Changes to employee contributions for single coverage across all pay bands range from a decrease of $12 per month to an increase of $16 per month. 

Once again, UC has adjusted premiums by pay level to ensure costs are distributed fairly, and offers dental and vision plans for you and your family at no cost to faculty and staff.

New Supplemental Health Plans

from the UCNet article on Open Enrollment

UC is offering three new supplemental insurance options — Accident, Critical Illness and Hospital Indemnity plans — that pay cash benefits if you experience a covered accident, illness or hospital stay.

UC’s Supplemental Health Plans are not a substitute for medical or disability coverage, but they can complement your coverage with extra protection against the unexpected. Depending on the coverage you select, you’ll receive a pre-determined cash payment if you’re injured, ill or hospitalized — regardless of your actual medical costs or lost income. The payment is yours to use however you choose.

During Open Enrollment, you can enroll in one, two or all three plans:

  • Accident: Cash benefits if you receive services related to an accident, such as ER and urgent care visits, ambulance rides, X-rays, surgery and physical therapy.
  • Critical Illness: Depending on the level of coverage you choose ($10,000 or $30,000), provides a lump-sum payment if you are diagnosed with certain illnesses, including cancer, heart attack, stroke and more. Plus, a cash payment just for getting an annual health screening exam or mammogram.
  • Hospital Indemnity: Pays a pre-determined dollar amount if you’re admitted to the hospital due to an accident or illness, or for maternity care. And continues to pay a cash benefit for every day you’re in the hospital, up to 31 days.

Visit ucplus.com to learn more about the benefits offered by each plan and (beginning Oct. 31) enroll with Aflac. If you have questions or need assistance enrolling, call the dedicated UC Plus customer service team at 888-212-7201.

Prescription Drug Formulary Changes for UC’s non-Medicare PPO plans

from the UCNet article on Open Enrollment

To help keep prescription drug costs and premiums affordable, CORE, UC Care and UC Health Savings Plan will transition from the current Anthem National Drug list to the Anthem Essential Drug list. The Essential drug list focuses on less costly medications with the same effectiveness as more expensive — and often brand name — medications.

The majority of members currently taking medications will not notice differences as a result of this change. Some members will have either a higher or lower copay if they are on a medication that moves to a different tier. To minimize the impact on members, any current medications not on the new drug list will be grandfathered (in current form and dosage), meaning members can continue taking them without disruption for the duration that they use that specific medication and dosage.