Retirement & Savings

an older couple in a red convertible

Preparing for a successful retirement is an exciting time but also one of the biggest financial responsibilities you’ll face. Wherever you are in your career, there are steps you can take today to plan for a successful retirement.

Planning for the future.

UC offers a comprehensive array of retirement benefits, savings programs and educational and counseling resources to help you plan for retirement. All eligible new employees have a choice of primary—or required—retirement benefits, with costs shared by you and the UC system. We’re here to help you make the best informed retirement decisions.

Click on one of the following to make the most of the UC Retirement System:

  • UC Retirement Plan (UCRP): A more traditional pension plan, providing a predictable level of income when you retire.
  • Retirement Savings Program (RSVP): Enhance your retirement security by voluntarily participating in the UC Retirement Savings Program. The program consists of three plans:
    • Tax-Deferred 403(b) Plan
    • 457(b) Deferred Compensation Plan
    • Defined Contribution Plan
  • Financial Education Classes: attend a webinar, or schedule a one-on-one retirement counseling session.

Thinking About Retirement?

Wherever you are in your career, there are steps you can take today to plan for a successful retirement. In this section you can browse resources and review options to help you plan for the future.

Affordability

Can you afford to retire? UC Davis retirees can use pensions, retirement plans, social security, and savings accounts to help them afford their retirement.

  • The UC Retirement Plan is an automatically generated pension (and lump sum cash out). Estimates are available by logging on to At Your Service Online.
  • The CAP Account (Capital Accumulation Provision) is available to UCRP members from 1992-1994, 2002 and/or 2003. You can review your account balance by logging on to At Your Service Online.
  • Social Security: Click here to link to pension calculators at Social Security Online.
  • View your UC Retirement Savings Program balances for the following accounts by logging on to the Fidelity Retirement Services web site MyUCRetirement:
    • DC Plan (Pretax and After-Tax)
    • Tax-deferred 403(b) Plan
    • 457(b) Deferred Compensation Plan
Health Insurance

Wherever you are in your career, there are steps you can take today to plan for a successful retirement. In this section you can browse resources and review options to help you plan for the future.

UC contributions toward retiree medical/dental insurance differs depending upon when employees joined the UC Retirement Plan. Click here for more information.

For information on retiree Medical plans, click here for the Health Care Facilitator Program.

For more information, please view our presentations on Health Insurance After You Retire.

Getting Started

To enroll or learn more, visit myUCretirement.com.