Spencer Richards, a Fidelity workplace planning & guidance consultant since 2015, has worked at Fidelity since 2011. Spencer provides services to staff, emeriti and retirees at UC Davis and UC Davis Health.  Prior to joining the UC team, he was the private client specialist at Fidelity’s Investor Center in Roseville. An investment advisor representative, registered securities representative, and licensed insurance representative; Spencer holds a bachelor’s degree in communications (with a minor in business) from Brigham Young University.