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Spencer Richards, a Fidelity workplace planning and guidance consultant since 2015, has worked at Fidelity since 2011. He was previously the retirement counselor covering UC Davis, UC Davis Medical Center, and UC Merced. Prior to joining the UC team, he was the private client specialist at Fidelity’s Investor Center in Roseville. He is an investment advisor representative, registered securities representative, and licensed insurance representative. Spencer holds a Bachelor’s in Communications with a minor in business from Brigham Young University.